Aegon Insured Credit Fund
Why invest in Insured Credit?

Our Insured Credit strategy provides investors access to a portfolio of A/AA rated insurance companies backed by
collateral whilst offering the following benefits: 

Low risk assets
The search for yield
Yield optimisation
Diversified exposure
Capital efficiencies
Strong track record
Our Insured Credit story

George Nijborg, Head of Insured Strategies & European Private Placements, outlines the strategy, its connection with emerging markets, and how it benefits institutional investors.  

Insured Credit delivers an attractive investment opportunity to institutional investors.
It provides access to a portfolio of exclusively A and AA rated, global, well diversified insurance companies, all backed by collateral whilst preserving an attractive yield and return on capital.

Insured Credit key facts

Past performance does not predict future returns.

 

 


Insured Credit >>


Rating

 


AA/A

 

 

Yield (in Euro)

 

 

Swaps + 225bps

 

Tenor

 

Up to 15 years

5yr WAL expected/2.5-5 yr duration expected

 

 

Capital Charge

 

 

Low

 

Risk

 

Double recourse

Super Senior Security

 

 

Typical Recovery Rate

 

 

Very High

 

 

ESG Integration

 

 

✓

 

 

Matching (fixed rate)

 

 

✓

 

Investment Vehicle

 

Luxembourg RAIF

Segregated

 


Source: Aegon AM. As at June 2025.

 

Insured Credit and sustainable investing

One of the main benefits the Insured Credit strategy has to offer to investors is the ability to select assets with strong social, environmental and sustainable characteristics. There are scalable opportunities where the underlying collateral has (strong) alignment with United Nations’ Social Development Goals (SDG’s) particularly within emerging markets. 

Our Insured Credit team works closely with our Responsible Investment team to assess the ESG risks and sustainability characteristics of each transaction. Example projects funded via Insured Credit investments include:

Water sanitation

Communication infrastructure

Airport development

Road infrastructure & systems

Construction of healthcare facilities

Electrification network upgrades

Renewable Energy

Environmental

Literature
All Documents
Download
Introduction to Insured Credit
PDF
Insured Credit Strategy: the investment opportunity
PDF
SFDR Disclosures - Insured Credit Fund
PDF
SFDR website disclosure - Insured Credit Fund
PDF