Insured Credit provides access

to de-risked assets

Aegon Insured Credit provides investors access to de-risked alternative debt assets with double re-course while providing an attractive yield pick up over liquid credit and return on capital.

It offers investors distinct benefits including:

Why invest in Insured Credit?
Low risk assets
The search for yield
Yield optimisation
Diversified exposure
Capital efficiencies
Strong track record
Insured Credit strategy key facts

Past performance does not predict future returns.

 

INSURED CREDIT

Rating

AA/A

Yield (in Euro)

Swaps + 225bps

Tenor

Up to 15 years

5yr WAL expected / 2.5-5yr duration expected

Capital Charge

Low

Risk

Double recourse

Super Senior Security

Typical Recovery Rate

Very High

ESG Integration

ü

Matching (fixed rate)

ü

Investment Vehicle

Luxembourg RAIF
Segregated


Source: Aegon AM. As at March 2024.

Insured Credit and sustainable investing

One of the main benefits the Insured Credit strategy is that it offers investors the ability to select assets with strong social, environmental and sustainable characteristics. There are scalable opportunities where the underlying collateral has (strong) alignment with United Nations’ Social Development Goals (SDG’s) particularly within emerging markets.

Aegon AM’s Insured Credit team works closely with Aegon AM’s Responsible Investment team to assess the ESG risks and sustainability characteristics of each transaction.

Example projects funded via Insured Credit investments include:


Water sanitation


Communication infrastructure


Airport
development


Road infrastructure & Systems


Construction of healthcare facilities


Electrification network upgrades


Renewable Energy


Environmental