Insured Credit Strategy
Why invest in Insured Credit?

Our Insured Credit strategy provides investors access to a portfolio of A/AA rated insurance companies backed by
collateral whilst offering the following benefits: 

Low risk assets
The search for yield
Yield optimisation
Diversified exposure
Capital efficiencies
Strong track record
Insured Credit Strategy: the investment opportunity

Insured Credit delivers an attractive investment opportunity to institutional investors.
It provides access to a portfolio of exclusively A and AA rated, global, well diversified insurance companies, all backed by collateral whilst preserving an attractive yield and return on capital.

Insured Credit strategy key facts

Past performance does not predict future returns.

 

 

INSURED CREDIT

Rating

AA/A

Yield (in Euro)

Swaps + 225bps

Tenor

Up to 15 years

5yr WAL expected / 2.5-5yr duration expected

Capital Charge

Low

Risk

Double recourse

Super Senior Security

Typical Recovery Rate

Very High

ESG Integration

ü

Matching (fixed rate)

ü

Investment Vehicle

Luxembourg RAIF
Segregated


Source: Aegon AM. As at March 2024.

 

Our Insured Credit story

George Nijborg, Head of Insured Strategies & European Private Placements, outlines the strategy, its connection with emerging markets, and how it benefits institutional investors.  

Insured Credit and sustainable investing

One of the main benefits the Insured Credit strategy has to offer to investors is the ability to select assets with strong social, environmental and sustainable characteristics. There are scalable opportunities where the underlying collateral has (strong) alignment with United Nations’ Social Development Goals (SDG’s) particularly within emerging markets. 

Our Insured Credit team works closely with our Responsible Investment team to assess the ESG risks and sustainability characteristics of each transaction. Example projects funded via Insured Credit investments include: