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This site is intended only for non-US professional investors or US-based fiduciaries representing non-US investors eligible to invest in Aegon Asset Management’s (the “Company”) UCITS funds. This site, and the funds described herein, are not suitable for individual investors.
The following information regarding the Company’s funds is for informational purposes only and does not constitute an offer for shares, products or services and should not be interpreted as an offer to sell, an invitation to acquire an investment, or a solicitation of an offer to buy for any persons who are prohibited from receiving such information under their domiciled local laws.
Aegon Asset Management Investment Company (Ireland) Plc is structured as an umbrella type open-ended investment company with variable capital consisting of a number of different sub-funds (“Funds”) and is authorized in Ireland pursuant to European Communities (Undertakings for Collective Investment in Transferable Securities) UCITS Regulations and the Central Bank UCITS Regulations (“UCITS Regulations"). Aegon Asset Management Europe ICAV is structured as an umbrella type open-ended investment ICAV with variable capital consisting of Funds and is authorized in Ireland as a UCITS pursuant to the UCITS Regulations.
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Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
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You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
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Attention aux fraudeurs se faisant passer pour Aegon Asset Management, d’autres institutions financières et organismes de régulation: Nous avons reçu plusieurs signalements de fraudeurs se faisant passer pour Aegon AM et d’autres entreprises en créant de faux sites web, de fausses publicités et de fausses adresses mail. Pour en savoir plus sur la manière de vous protéger contre ces escroqueries et comment signaler un comportement suspect,veuillez lire ce qui suit.
If you are a retail investor, we recommend that you seek qualified financial advice before making any investment decisions.
You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
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You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
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You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
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You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
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This Website and all information contained herein is intended for exclusive use of qualified investors as defined in the Federal Act on Collective Investment Schemes of 23 June 2006 (the “CISA”) and in its implementing ordinance, which have their residence or registered office in Switzerland (the “Qualified Investors”), excluding opt up Qualified investors.
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You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
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While Mick Jagger wanted to paint red doors black, it is an American tradition from the 1950s that is the inspiration for retailers across UK & Europe choosing black over the past decade. Black Friday, which is the day after Thanksgiving in the US, marks a consumer purchasing frenzy with people trying to snap up bargains ahead of Christmas. What is the impact of this mass consumerism?
Black Friday Online Sales in Billions (2013-2021)
Source: SaleCycle
A study by the University of Leeds and the Green Alliance in 2019 discovered that 80% of products purchased end up in landfill, incinerated or recycled poorly, sometimes after only a couple of uses. In fact only around 20% of electronic waste is recycled at all (we have covered this issue in the past: https://www.aegonam.com/en/aegon-insights/responsible-investing/e-waste--an-electrically-charged-issue/). This is an obvious negative for the environment.
This doesn’t take into account the resources used in the manufacturing of these goods and the fuel/emission levels from shipping. Estimations based on the number of purchases in 2021 and the size of delivery boxes led to the conclusion that the 2021 Black Friday event released 386,243 tonnes of carbon into the atmosphere on delivery alone. That is roughly equivalent to the same amount of carbon produced from driving over 80,000 average petrol cars for a year.
If the environmental impact is not enough to give pause for thought when you are hovering with your credit card, how about the recently released ‘Which?’ report that monitored over 200 deals on leading UK sites and discovered that not only were 98% of the discounts advertised available at the same price or cheaper in the six months following Black Friday, 86% were actually the same price or cheaper in the six months before as well. So maybe not such good deals after all!
So why should care about this as investors?
By managing our sustainable range of funds, we are looking for ways to solve some of these sustainable challenges facing the planet today. We can’t do much to influence consumer spending, but we can invest in solutions that will tackle the issues of more sustainable manufacturing, packaging, transporting and waste management. We have an array of these kinds of companies in our sustainable portfolios - from manufacturers concentrating on reducing water usage and using recycled fibres to a packaging company that has achieved 100% reusable or recyclable products and waste management solutions that have efficient recycling rates. We don’t believe there must be a trade-off between returns and ensuring that our planet survives. A more circular economy can work on behalf of more than just shareholders, it can hugely benefit the bottom line too. The ability to use resources more efficiently allows us not only to address resource scarcity, waste issues and the associated negative impacts, but it will incentivise innovation and modernisation.
So, if you must spend on Black Friday – take a minute to think of the impact on your pocket and the environment!