IMPORTANT DISCLOSURE: FOR NON-US PROFESSIONAL INVESTORS ONLY
This site is intended only for non-US professional investors or US-based fiduciaries representing non-US investors eligible to invest in Aegon Asset Management’s (the “Company”) UCITS funds. This site, and the funds described herein, are not suitable for individual investors.
The following information regarding the Company’s funds is for informational purposes only and does not constitute an offer for shares, products or services and should not be interpreted as an offer to sell, an invitation to acquire an investment, or a solicitation of an offer to buy for any persons who are prohibited from receiving such information under their domiciled local laws.
Aegon Asset Management Investment Company (Ireland) Plc is structured as an umbrella type open-ended investment company with variable capital consisting of a number of different sub-funds (“Funds”) and is authorized in Ireland pursuant to European Communities (Undertakings for Collective Investment in Transferable Securities) UCITS Regulations and the Central Bank UCITS Regulations (“UCITS Regulations"). Aegon Asset Management Europe ICAV is structured as an umbrella type open-ended investment ICAV with variable capital consisting of Funds and is authorized in Ireland as a UCITS pursuant to the UCITS Regulations.
These Funds are registered in Ireland and are available only to residents of those jurisdictions where allowed by law. Investors that do not meet these requirements will be denied access by the Company.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Austria.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
If you are a retail investor, we recommend that you seek qualified financial advice before making any investment decisions.
You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Belgium.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
If you are a retail investor, we recommend that you seek qualified financial advice before making any investment decisions.
You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Denmark.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Finland.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in France.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
Attention aux fraudeurs se faisant passer pour Aegon Asset Management, d’autres institutions financières et organismes de régulation: Nous avons reçu plusieurs signalements de fraudeurs se faisant passer pour Aegon AM et d’autres entreprises en créant de faux sites web, de fausses publicités et de fausses adresses mail. Pour en savoir plus sur la manière de vous protéger contre ces escroqueries et comment signaler un comportement suspect,veuillez lire ce qui suit.
If you are a retail investor, we recommend that you seek qualified financial advice before making any investment decisions.
You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Germany.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
If you are a retail investor, we recommend that you seek qualified financial advice before making any investment decisions.
You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Jersey.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Ireland.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Italy.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Luxembourg.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
If you are a retail investor, we recommend that you seek qualified financial advice before making any investment decisions.
You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Malta.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in the Netherlands.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
If you are a retail investor we recommend that you take qualified financial advice before making any investment decisions. You can obtain the latest prospectus, accounts, Key Investor Information and fund prices at www.aegon.nl.
Risk Warning Capital at risk. The value of investments may go up or down and is not guaranteed.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Norway.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Portgual.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Spain.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
If you are a retail investor, we recommend that you seek qualified financial advice before making any investment decisions.
You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
This is a marketing communication. Please refer to the Legal documents of the Fund(s), such as the KIID and/or prospectus, before making any final investment decisions.
I confirm that I am a Professional Investor based in Sweden.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
This Website and all information contained herein is intended for exclusive use of qualified investors as defined in the Federal Act on Collective Investment Schemes of 23 June 2006 (the “CISA”) and in its implementing ordinance, which have their residence or registered office in Switzerland (the “Qualified Investors”), excluding opt up Qualified investors.
Entry to the website is subject to your understanding of certain terms and important information which are available below:
If you are not a Qualified Investor or are an opt up Qualified Investor under CISA with residence or registered office in Switzerland, we recommend you consult a financial adviser before making any investment decisions.
You can get the current prospectuses, accounts, important information for investors and fund prices at https://www.fundinfo.com. Please click the accept button and select the county in which you live and identify yourself as a private investor.
Risk notice - Capital risk. The value of investments can go down as well as up and is not guaranteed.
For investors in Argentina, Chile, Colombia, Peru, and Uruguay:
This material does not constitute an offer of products or securities in any country listed above or in any jurisdiction within Latin America and should not be construed as such. Unless otherwise indicated, no regulator or government authority has reviewed the content or the merits of any products and services referenced or implied herein. This material is being made available only to the extent it is in accordance with the restrictions and/or limitations implemented by any applicable laws and regulations. Information is directed at and intended only for institutional investors and their advisers for informational purposes and may not be reproduced in any form. Before acting on any information provided herein, prospective investors should inform themselves of, and observe, all applicable laws, rules and regulations of any relevant jurisdictions and obtain independent advice if required.
If your country is not listed above, please contact us.
The Responsible Investment team have now returned from their festive breaks and are ready to launch into the new year with enthusiasm – but what will keep us busy in 2022? We believe the majority of our activities will focus on the following five themes:
1. Climate Change
Having a climate commitment now feels like a minimum standard for companies, which is a complete change to just a few years ago. For example, two thirds of the world's heaviest emitting companies (accounting for over 80% of global greenhouse gas emissions) have now set Net-Zero targets.
The commitments have been made - details to follow. Who among them will assess all aspects of their business, include scope-3 emissions, draw up realistic pathways and see this as an opportunity?
The major challenge for asset managers will be finding reliable, forward-looking data to compare net-zero plans and progress. We expect that investors’ focus will shift from backwards looking metrics, such as a portfolio’s GHG intensity and instead focus on a company’s future transitions.
2. Biodiversity
To-date, many sustainability investors have tended to focus on carbon risk or climate change, while the equally pressing issue of biodiversity has largely been ignored.
Biodiversity, which represents the variety of life on Earth in all its forms and interactions, is one of the most complex and vital features of our planet. With an estimated one million species at risk, investors are waking up to its intrinsic value, and the tangible benefits it has for society and the economy.
According to the World Economic Forum, more than half of the world’s GDP - around $44 trillion - is moderately or highly dependent on nature and its services. The finance community must develop frameworks and initiatives to mitigate the associated risks of biodiversity loss across portfolios and use our influence as shareholders to encourage companies to reduce their negative impact.
And while progress has been slow, policymakers are increasingly starting to discuss the links between biodiversity and financial markets. It is increasingly mentioned in new sustainable finance regulations. Pegged as one of the key topics in investing for this decade, biodiversity should now get the attention that it deserves.
3. Keeping the ‘S’ in ESG an area of focus
Throughout the Covid-19 pandemic, there has been a surge in the interest and transparency in social issues; (highlighted in a soapbox in 2020 - https://www.aegonam.com/en/aegon-insights/NewsArticles/dont-distance-from-social/). This has ranged from the Black Lives Matter protests in 2020 leading to large scale action on trying to resolve the diversity problems in public companies, to increased scrutiny over the treatment of workers in the supply chains of some of the biggest manufacturers in the world.
The world is hopefully moving towards a post-pandemic era, but we cannot afford to be distracted from the need to keep the pressure on these important topics. We will continue to scrutinise and engage with the companies we invest in to help ensure that people are treated with dignity and respect within the companies we invest in.
4. Sustainable Accounting
The EU Taxonomy (a new classification system that will help define which economic activities can be considered environmentally sustainable) comes into force later this year. Sustainable Accounting is therefore coming to the fore more than ever before. In 2020, various groups and investor associations (on behalf of over $100 trillion AUM) urged companies and their auditors to consider material climate-related matters in their 2020 financials (and their audits).
Accounting standards boards (IASB, IAASB and FASB), separately, also have urged auditors to incorporate climate-related matters into financial statements. Unfortunately, this is not fully reflected in reality. A study from the Carbon Tracker Initiative and UNPRI revealed that over 70% of companies had not considered climate matters when preparing their 2020 financial statements, and 80% of auditors provided no indication of whether, or how, they had considered material climate-related matters.
We do expect to see harmonised Sustainable Accounting standards and practices across Europe. Hopefully, these pressures will drive the change needed across the globe too.
5. Increased Regulation
Building on the momentum of 2021, sustainable finance regulation is expected to increase. From the alphabet soup of acronyms – SFDR, TCFD, NFRD etc. – real challenges will emerge as deadlines quickly approach for implementation. With the intention of increasing the amount and consistency of ESG-oriented data, it is probable that early compliance will be achieved on a ‘best efforts’ basis. Savvy investors will need to cast a critical eye over all of this new information to identify the real sustainable leaders.
We wish all of our investors a healthy and prosperous new year.